I'm 62 years old, on a very limited income ($800.00 a month) although I own my home, and I have decided to re-enter the hobby. I've been gone since the late 1980's. Some things have been shockers. $799.99 plastic locomotives for one, 499.99 plastic desmiles for another. I accepted it though. I had 200 pieces of brass, most painted (by me) all boxed when the divorce auditors took it to auction in 1998, lots of money, broken heart again for me. Most of the rest, plastic loco's (there were some diesels and rolling stock, plastic except for cabeese (I modeled U.P.) and misc. Coming back into the hobby made me look at pricing.
I also looked in my storage and found 21 various size boxes filled with Paint, landscape materials, brass pieces, wood, styrene, and a little bit of rolling stock including a box of "junk loco's" Tyco steam, an old Bachmann 0-6-0, and a couple of AHM switchers. A couple of RS-2 kitbashed diesels too. (I loved Alco Diesels, no high quality plastic ones were manufactured) I kept finding more goodies for a few weeks (I'm a little disabled) It now looks like my biggest expense will be lumber and track. I've even had fun and purchased a Bachmann 44t (undec) and 70t (undec) for new stuff. Much of my insperation comes from the thread here:
http://www.modelrailroadforums.com/...ing-the-Pinacle-Creek-Mining-amp-Timber-Co-RR . He hasn't spent a lot of money there.
If I was thirty with virtually unlimited financial assets I might be excited by the "big stuff" but I'm rounding the bend and want a more relaxed atmosphere and lifestyle. Watching a 44t pull a short string of cars tickles me to death. I don't have to worry about the "$800.00 steamers" anymore. They probably wouldn't like my 24 in radius mainline anyway. Not to mention the ugly overhang bouncing off the landscape. Nope Tichy coal hoppers, a few log flats, and a smattering of off road freight in a 1940's layout tickles me pink.
I'll share too, with my church, my neighborhood, and all my friends online. Benchwork going up soon, it probably won't be the Pinnacle Creek but it will be fun.