NMRA has more benefits than most people realize.
In addition to the model standards they help set, they represent the modelers interest in many industry conflicts.
I belong to a 100% NMRA club in Birmingham, Al. We are able to get affordable insurance for train shows and other events through the NMRA.
Individuals and clubs can insure their layouts and equipment separately from their homeowners policy through a company that works with the NMRA.
Conventions and meetings are organized by divisions, regionally and nationally. There are international regions also. Great places for modeling contests and clinics
The NMRA headquarters and library are great resources to members for prototype pictures and information. Of course, this forum is a great resource, too.
The bulletin has changed it's name to SCALE RAILS and has improved its modeling articles tremendously. New products and industry trends are highlighted monthly.
Social aspects of NMRA are what you make of it. Lots of great, friendly and helpful people. And there are some ignorate opinionated ones whose mouths are engaged before their brain is.
I may belong to the latter category, but I have enjoyed my 15 year membership. Mikey