Hawkesburytrain
Well-Known Member
To all those that have lots invested in your train layouts.
Someone I know got his basement flooded and it affected is layout and his entire fleet. I know that if you're an NMRA member, you could get insurance from them, so I have a few questions.
- Do any of you have insured your layout and stock?, (especially those who have big layouts or lots of rolling stock)
- I have about 10K worth of rolling stock and another 20K of layout (wood, scenery, tracks, etc), as per the NMRA site that offers insurance, it would cost me about $250 blanket coverage premium. Do any of you know if it's monthly or yearly?
I'm not in a flooding zone, but my basement could flood about 4 feet if ever bad luck happens and we never know about fire or any other disaster.
What is your overall thoughts on that subject?
Thanks everyone
Someone I know got his basement flooded and it affected is layout and his entire fleet. I know that if you're an NMRA member, you could get insurance from them, so I have a few questions.
- Do any of you have insured your layout and stock?, (especially those who have big layouts or lots of rolling stock)
- I have about 10K worth of rolling stock and another 20K of layout (wood, scenery, tracks, etc), as per the NMRA site that offers insurance, it would cost me about $250 blanket coverage premium. Do any of you know if it's monthly or yearly?
I'm not in a flooding zone, but my basement could flood about 4 feet if ever bad luck happens and we never know about fire or any other disaster.
What is your overall thoughts on that subject?
Thanks everyone